About Us

“Tawkelat Financing Co.” (TFC) is a joint stock company registered in Riyadh, Saudi Arabia under Commercial Registration number 1010188406 dates 13 Jumada Awal 1424H corresponding to 13 July 2003.

The company is engaged in the retail and fleet leasing and murabaha sales.



“Our mission is to be UMC customer's financer of choice by providing exceptional products and services and earning their trust in the most friendly, professional manner possible.”


“To be one of the most innovative companies that specializes in the car financing in compliance with Sharia principles and Simah Regulations.”


• We adhere to Sharia’a principles in how our company operates and in the products it offers.
• We trust each other and work together to achieve excellence.
• We create a unique value for our clients, our shareholders and our people.
• Serving, meeting and satisfying client's needs is always our top priority.

Excellent Facilities

TFC’s value proposition to its customers includes the following elements:
•Financing of new and used vehicles.
•Flexible financing structure.
•Efficient and timely processing of loan applications (2 to 3 days for final finance approval).
•Competitive Rates.